AtaraPay 1.1

Buyer’s Dilemma:
Navigating business transactions with unfamiliar sellers from different regions or countries can be challenging. While discovering appealing products or services online via platforms like Instagram or Facebook, potential buyers often grapple with concerns regarding the authenticity of the merchant and the goods offered.

Seller’s Dilemma:
Many sellers receive inquiries from interested buyers located outside their regular sales areas. Despite genuine interest, some sellers hesitate to pursue these potential transactions due to trust issues regarding unfamiliar prospects.

AtaraPay addresses these dilemmas by providing a secure platform for transactions, allowing both buyers and sellers to engage confidently regardless of their geographical locations.

Reasons for Choosing AtaraPay:

• Affordable fees, capped at 1.5% of the cart value or a maximum of N2,000 or N50,000.
• Uniquely offers an insurance-protected online escrow service in the current market.
• Pioneers a robust online escrow service accessible via a mobile app.
• Provides sellers with specific protections, including cancellation fee settings for late buyer cancellations.
• Supports split payments in commission-based transactions.
• Offers customized arrangements for merchants or marketplace operators upon request.

App Features:

Win-Win-Win with Insurance Support:
All parties—the buyer, seller, and broker—are safeguarded throughout the transaction process. Buyers can confidently purchase and inspect items before payment is released, while sellers receive assurance of payment prior to fulfilling orders. Brokers can establish commissions in multipartite transactions, with all funds secured by our insurance partners.

Facilitate Split Payments:
Upon agreement of services, participants in commission-based transactions are paid automatically and simultaneously online in real-time.

Diverse Payment Methods and Currencies:
AtaraPay accommodates multiple payment channels including card payments, bank transfers, USSD options, and cash payments in Naira, USD, and other currencies—promoting international commerce in sectors such as agriculture and oil. 

Milestone Payment Facilitation:
Buyers are empowered to create projects with milestone payments across various sellers, enabling streamlined payment tracking for comprehensive projects.

Inspection Acceptance or Rejection:
Buyers can choose to accept or reject delivered goods or services prior to seller payment confirmation.

Resolving Delivery Issues:
In instances where an order is rejected, the seller must verify the condition of returned items. If unblemished, alternative delivery arrangements may be discussed. If not intact, the order enters dispute resolution processes managed by AtaraPay’s team; however, any party may initiate cancellation of the order to facilitate refunds as necessary.

Exclusive Promotions:
Utilize promo code “NOESCROWFEE” for a 100% discount off your initial escrow fee. Additionally, sharing your referral code allows you to earn further discounts.

eCommerce Integrations:
Supports integration capabilities for both single vendor stores and multi-vendor marketplaces.